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Let me help you get the best possible mortgage. I am licensed to deal with the major Canadian Banks, Credit Unions and other mortgage lenders. My service is FREE* - because the selected lender pays me to handle your paperwork. *a broker fee may be charged for non-traditional mortgage with borrower's consent. Pay off your mortgage in 15 years or less-save thousands of $.Call me to find out how. Getting a new mortgage, renewing, refinancing...or looking for a 2nd mortgage? Buy with 5% down, self-employed, bad credit, turn down by your bank. I can help.

Current Canadian Prime Rate - 4.75% First Time Home Buyer Buy with 5% down payment 95% Financing self-employed mortgages 35 t0 40 years amortization mortgage Variable term at Prime less 0.65%

Call me to get the mortgage that's right for you.

 

Buy Or Sell First?

There are many people who wanted to make a move from the home they owned to another they hope to own. But, most will need to free up their equity from their home as down payment for the home they wanted to buy. They need to figure out how much money they have after selling their home and what it will cost them to buy the next home. Read the story »

Buying With 5% Down Payment

Buying a home with 5% down payment. This is the minimum requirement for a home buyer to qualify for a high ratio mortgage. A home buyer is also required to show he or she has her own savings to cover closing costs of at least 1.5% of the purchase price. Read the story »

Central bank warns U.S. turmoil a risk

Says interest rate already low enough to stimulate economy

HEATHER SCOFFIELD, ECONOMICS REPORTER

September 4, 2008

OTTAWA — The Bank of Canada held its key interest rate steady, saying rates are already low enough to stimulate a stagnant economy that remains vulnerable to economic and financial turmoil in the United States.

The central bank’s decision yesterday to keep its overnight rate at 3 per cent maintains its benchmark rate a full percentage point higher than the U.S. Federal Reserve Board’s key rate. But compared with other countries, and once inflation has been taken into account, that rate is considered quite stimulative, spurring consumers to spend instead of save. Read the story »